Slider

How To Make Saving Moolah Easier

Saturday, 13 May 2017

Can we acknowledge the niffler pop funko. I'm trying to channel him at the moment except I'm not stealing money just being extremely frugal.
Does anyone even call money moolah anymore? 
One of my new year's resolutions was to try my very best to save as much money as possible for driving lessons and eventually buying my first car. Although all of my other resolutions were broken within the first days of January I've actually stuck to this one. Yeah, I'm shocked too. 


As nice as it would be for my parents to throw a brand new Mercedes my way, that's not how life works and honestly I want to be able to say I worked hard and bought my own car with my own money. 
I won't lie, saving is bloody difficult. Especially when ASOS keep having sales and you've got people like Chrissy Teigan and Manny MUA bringing out new makeup collabs. Obviously it goes without saying, I'm not a financial adviser (my B in GCSE maths is as good as it gets) but as someone who is currently trying to save money, I thought I'd share some of the tips I've picked up along the way. 

1) Write Things Down
This is the best way to keep track of how much money you're spending and where it's going. I'd do this if you're trying to be really strict with how much money you're spending and if you've got a specific target number in mind.

2) Make Sacrifices
The spontaneous makeup splurges, meals out, and regular ASOS purchases might have to take a backseat for a short while. Moderation and all that. It will all be worth it when you buy what you've been saving for though. Whether it's a new laptop, camera or in my case, a car.

3) Budget
This is something I've always done, whether saving up for something in particular or not. I've always been sensible with money. Although my family calls it tight. It's strange though; if I really need something like a new pair of shoes for instance I'd say £40 is expensive. But if I see an eyeshadow palette for £50 I think it's an essential and completely worth every penny. If you know you're going out it might be a good idea to plan what you'll be spending money on. That way you won't waste money unnecessarily. 

4) Set Monthly Goals
Having a particular number in mind will definitely help you to have a goal of how much money to put away each month. It might be good to put money aside in a money box or even a separate savings account where you can't easily dip into it. I know from personal experience that just having money in the bank or in your purse is too tempting and you'll probably just end up spending it. Or at least I do anyway.

Are you saving for anything at the moment?
What do you find helps you not to just spend it all at once?
Liv x

14 comments:

  1. I still live with parents as I'm only 16 so managing money isn't a problem yet. I'll definitely be using these tips when I go to UNI. x Nikita

    BLOG//Jasmine Loves

    ReplyDelete
    Replies
    1. Me too, but I think it's good to get the ball rolling early on so saving for uni isn't so hard. I think I'm just an organisation freak.

      Delete
  2. I found this so helpful!! I've been trying to save my money instead of going crazy on online orders as it's my weakness!
    I'm definitely going to start writing things down in a list!
    Kate Xx
    http://www.luxekate.blogspot.co.uk

    ReplyDelete
    Replies
    1. I'm glad it helped:) Online shopping is definitely my weakness too xx

      Delete
  3. I still live at home, but I set up a savings account and every time I get paid, I transfer money in there, so I can't spend it. It really helps! There some great tips here too, great post xx

    Hannah | luxuryblush

    ReplyDelete
    Replies
    1. That's a good idea it'll make it harder to spend it! Thank you xx

      Delete
  4. These are such great tips! I went on a spending ban at the start of the year and although it wasn't a complete success I noticed I was able to save a lot more than usual!

    Danielle's Beauty Blog

    ReplyDelete
    Replies
    1. Ahaha I think I need to do that, I keep making asos purchases which really isn't helping the saving plans!!

      Delete
  5. Writing things down makes everything a lot easier, I need to start doing it again! Great tips :) x

    Yiota
    PinkDaisyLoves

    ReplyDelete
  6. great tips! I make a spreadsheet of all my incoming and outgoing funds every month which helps me a lot :)

    claresloves.blogspot.com

    ReplyDelete
    Replies
    1. That sounds like a really good way of keeping organised! Thank you:)xx

      Delete
  7. Ah this is something I really need to learn to get better at! Especially since I'm getting older and feel the need to be all responsible now lol, I hate adulting. I opened up a savings account about 2-3 years ago and guess what, nothing has gone into it since about 2-3 years ago *face palm emoji*. Writing things down helps me massively with not over spending though, I always like to jot everything down in my notes on my phone! Great tips & lovely post :-)

    Xo Gemma
    Sunday Somewhere

    ReplyDelete
    Replies
    1. That sounds like something I'd do. When I first opened up a bank account I didn't put any money in it for nearly 2 years because any money I did get was spent immediately! Thank you lovely xxx

      Delete

CopyRight © | Theme Designed By Hello Manhattan